Terms of Service

Last Updated: February 24, 2026

1. Acceptance of Terms

By accessing and using the website fogelenterprises.com operated by Fogel Enterprises Inc ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website or services.

2. Description of Services

Fogel Enterprises Inc is a direct business lender providing various funding solutions including working capital, revenue-based financing, business expansion loans, and invoice factoring. All funding is subject to approval and the terms of individual agreements.

3. Eligibility

To use our services, you must be at least 18 years of age, a legal resident of the United States, and authorized to enter into binding contracts. Business applicants must be authorized representatives of their respective companies.

4. User Obligations

You agree to:

  • Provide accurate, current, and complete information in all forms and applications
  • Maintain the confidentiality of any account credentials
  • Notify us immediately of any unauthorized use of your account
  • Use our website and services only for lawful purposes

5. SMS/Text Messaging Terms

If you opt in to receive SMS/text messages from Fogel Enterprises Inc,, including promotional and customer care messages you acknowledge and agree to the following terms:

  • Fogel Enterprises Inc may use an automatic telephone dialing system (ATDS) to deliver SMS messages to the phone number you provide.
  • Message Frequency: Message frequency varies based on your account activity and interactions.
  • Message and Data Rates: Standard message and data rates may apply as determined by your mobile carrier.
  • Opt-Out: You may opt out at any time by replying STOP to any SMS message received from us.
  • Help: For help, reply HELP to any message or email us at jordan@fogelenterprises.com.
  • Consent: Consent to receive SMS messages is NOT a condition of purchasing any goods or services from Fogel Enterprises Inc.

We do not sell, rent, or share your mobile phone number or information collected through our SMS program with third parties for marketing purposes.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Fogel Enterprises Inc or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not guarantee that the website will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Fogel Enterprises Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless Fogel Enterprises Inc and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of our website or services or your violation of these Terms.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website constitutes acceptance of the modified terms.

12. Contact Us

If you have questions about these Terms of Service, please contact us:

Fogel Enterprises Inc
8 The Green, Ste B, Dover, DE 19901
Email: jordan@fogelenterprises.com